FAQ
Straight answers for both sides
Partnership mechanics, eligibility, settlement, and risk—written for operators, not hype.
General
What does FlexiPartners actually do?
We match businesses that need local payment and banking access with trusted individuals who can open processors and accounts in their own name in access markets (EU, UK, USA, Canada, Australia). We facilitate introductions and encourage clear partnership frameworks—including the 5% / 95% split.
Are you a bank or payment company?
No. We do not issue accounts, process card payments, or custody funds. Stripe, Square, banks, and exchanges remain separate providers with their own terms.
Why 5% and 95%?
The individual is compensated for providing scarce local access and ongoing account accountability. The business keeps the large majority because it drives product, customers, and operations. Simple splits reduce disputes.
Do you guarantee account approval?
No. Banks and processors decide. We help with matching and clarity; approval depends on each person’s eligibility and the business activity involved.
Is this legal?
Participants must follow local laws and provider terms. FlexiPartners does not authorize misrepresentation to financial institutions. Laws differ by country—get independent advice for your situation.
For individuals
Who is a good individual partner?
Residents of access markets who can pass standard identity checks, communicate reliably, and accept that accounts in their name create personal responsibility. Prior processor experience helps but is not always required.
What will I need to open?
Depending on corridor and business need: payment processors (e.g. Stripe, Square, or local equivalents) and bank accounts used for settlement. Exact products vary by country and provider eligibility.
How do I get paid?
After period reconciliation, you receive 5% of agreed revenue. Many partnerships move value via MoonPay or other exchanges after local settlement; the method is agreed between partners and must follow platform rules.
What are the main risks?
Chargebacks, account freezes, tax obligations, reputational exposure, and personal accountability for accounts in your name. Only proceed with transparent counterparties and documented reporting.
Can I decline a match?
Yes. Introductions are optional. Walk away from anything opaque.
How much time should I budget?
Heavier during setup; then recurring reporting, payouts, and occasional provider reviews. Treat it as an active partnership.
For businesses
Who is a good business fit?
Operators in the Balkans or emerging markets with a real commercial model who need developed-market rails to serve customers—and who are willing to share transparent reporting with an individual partner.
Do I need to form a foreign company first?
Not necessarily through FlexiPartners’ model. The individual opens rails in their name while you operate commercially through the partnership. Some businesses still form entities later for other reasons; that is separate.
What does FlexiPartners coordinate vs. what I run?
We coordinate matching and clarity of framework. You run product, marketing, support, and customer commitments. The individual maintains account access and participates in settlement.
How fast can we go live?
Matching speed depends on partner availability. Account opening depends on providers—often measured in weeks. We will not invent fake timelines.
What if a processor freezes funds?
Both partners must respond to the provider. Freezes are a known industry risk. Clear records and honest activity descriptions help; nothing eliminates the risk entirely.
Can we use crypto settlement?
Many partners use MoonPay or other exchanges after funds settle locally, mainly to reduce traditional banking friction. That is a mutual operational choice, not a requirement from FlexiPartners, and must comply with exchange terms.
Corridors & settlement
Which corridors do you prioritize?
Access: EU, UK, USA, Canada, Australia. Operators: Balkans and selected emerging markets. See the Corridors page for detail.
Why mention MoonPay?
Because cross-border wires can be slow and expensive. Regulated exchange rails are a common practical option for moving value between partners after local processor settlement—when both sides agree and remain compliant.
Do you take a cut of the 5% / 95%?
The published commercial split between individual and business is 5% / 95%. Any FlexiPartners commercial terms for introductions, if applicable to a given program, are communicated separately and transparently—never hidden inside the partnership split without disclosure.